Chi Siamo

Performance e Rating

Mediocredito Centrale in numeri

Mediocredito Centrale in numeri
26,1 mln € Utile netto 2024
125,4 mln € Margine d'intermediazione 2024
2950,9 mln € Stock creditizio 2024

Fondi propri

Fondi propri
578 mln € Fondi Propri 2024
22,16% CET1 ratio 2024
25,28% TC ratio (%) 2024

IL FONDO DI GARANZIA IN NUMERI (Dati al 31 dicembre 2024)

16 x

Circa16 euro di finanziamento garantiti alle PMI per ogni euro stanziato

42,5 mld €

Finanziamenti alle PMI attivati

29,9 mld €

Garanzie deliberate nel 2024

228.909

Domande accolte nel 2024

Oltre 4,3 mln

Domande accolte dall'inizio dell'operatività del Fondo

33,6 mld €

Fondo dotazione patrimoniale

Rating

S&P Global Ratings
Long-term Issuer Rating BBB
Short-term Issuer Rating A-2
Outlook Stable

Morningstar DBRS Ratings
Long-term Issuer Rating BBB
Short-term Issuer Rating R-2 (high)
Outlook Positive

Evoluzione del Rating

S&P Global Ratings
Publication date Long-term Issuer Rating Short-term Issuer Rating Outlook Report
18/04/2025 BBB A-2 Stable Rating action
18/06/2024 BBB- A-3 Stable Rating action
25/10/2023 BBB- A-3 Stable Rating action
10/07/2023 BBB- A-3 Negative Credit opinion
07/03/2022 BBB- A-3 Negative Full Analysis
29/10/2020 BBB- A-3 Negative Rating action
29/04/2020 BBB- A-3 Negative Rating action
04/02/2020 BBB- A-3 Negative Credit Opinion
30/10/2018 BBB- A-3 Negative Rating action
30/01/2018 BBB- A-3 Stable Credit opinion
31/10/2017 BBB- A-3 Stable Rating action
12/05/2017 BB B CreditWatch Developing Maintained Rating/CreditWatch Action
15/02/2017 BB B CreditWatch Developing Rating/CreditWatch Action
02/12/2015 BB B Negative Rating Action
30/07/2015 BB B Negative CreditWatch Action
18/12/2014 BB B CreditWatch Negative Rating/CreditWatch Action
24/07/2013 BB+ B Negative Rating Action
12/07/2013 BBB- A-3 CreditWatch Negative CreditWatch Action
05/03/2012 BBB- A-3 Negative Rating Action
13/01/2012 BBB+ A-2 Negative Rating Action
05/12/2011 A A-2 CreditWatch Negative CreditWatch Action

Morningstar DBRS Global Ratings
Publication date Long-term Issuer Rating Short-term Issuer Rating Outlook Report
22/07/2025 BBB R-2 (high) Positive Rating action
04/11/2024 BBB R-2 (high) Positive Rating action
22/07/2024 BBB R-2 (high) Stable Rating action

Moody‘s Ratings has withdrawn the ratings
Publication date Long-term deposit Short-term deposit Outlook Issuer Rating Report
11/07/2024 Rating Action
21/11/2023 Baa3 P-3 Negative Ba3 Rating Action
19/05/2023 Baa3 P-3 Negative Ba3 Rating Action
02/12/2022 Baa3 P-3 Under review Ba3 Rating Action
09/08/2022 Baa3 P-3 Negative Ba3 Rating Action
15/11/2021 Baa3 P-3 Stable Ba3 Press release
28/05/2021 - - Under Review - Rating Action
15/01/2021 Baa3 P-3 Under Review Ba1 Credit Opinion
22/01/2020 Baa3 P-3 Under Review Ba1 Credit Opinion
31/12/2019 Baa3 P-3 Under Review Ba1 Rating Action
29/10/2018 Baa3 P-3 Stable Ba1 Credit Opinion
23/10/2018 Baa3 P-3 Stable Ba1 Rating action
30/05/2018 Baa3 P-3 Stable Baa3 Rating action
17/04/2018 Baa3 P-3 Stable -- Credit Opinion
28/03/2018 Baa3 P-3 Stable -- Rating action
10/02/2017 Baa3 P-3 Stable -- Credit Opinion
25/01/2016 Baa3 P-3 Stable -- Rating action
22/06/2015 Ba1 N-P Stable -- Methodology Review
17/07/2012 Ba1 N-P Negative -- Rating action
26/03/2012 Baa3 P-3 Negative -- Rating action
05/10/2011 A3 P-1 Under Review -- Rating action